What is a "Mobile" Notary Public?

 

A mobile notary public will come to your location to notarize your documents. They travel to banks, financial institutions, business offices, residence and other facilities. They offer convenient service hours and will schedule appointments for evenings and weekends as well as regular business hours. They are available for emergency service 24/7. The State of California allows a notary to charge a travel fee in addition to the mandated $15.00 per signature fee. 

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How does this benefit the borrower?

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By meeting the borrower at home, office or another convenient location for the signing, I will eliminate the need for a time consuming trip by the borrower to close the loan. This is more convenient for both the closing agent and the borrower. I will also provide assurance that the signed and notarized documents will be delivered by the pertinent deadline. As a Notary and Loan Signing Agent, I will display a high level of honesty and integrity in doing this job. 

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What is a Notary Background Check Certification?

 

Certification services allows notary public signing agents to become certified and background screened, and to list their certifications in a single-source verification registry. Notary public clients, employers 

and contractors may use the NPBC verification registry to confirm that a background check has been performed on participating notaries public and also to verify that they have access to privacy compliance training.

 

What Identification is required for notarization? 

 

From State of California Notary Handbook

 

Paper Identification Documents 

Identity of the signer can be established by the notary public’s reasonable reliance on the presentation of any one of the following documents, if the identification document is current or has been issued within five years (Civil Code section1185(b)(3) & (4)):

An identification card or driver’s license issued by the California Department of Motor Vehicles;

A United States passport;

Other California-approved identification card, consisting of any one of the following, provided that it also contains a photograph, description of the person, signature of the person, and an identifying number. 

 

a. A passport issued by a foreign government, provided that it has been stamped by the U.S. Immigration and Naturalization Service or the U.S. Citizenship and Immigration Service.

 

b. A driver’s license issued by another state or by a Canadian or Mexican public agency authorized to issue driver’s licenses.

 

c. An identification card issued by another state.

 

d. A United States military identification card with the required photograph, description of the person, signature of the person, and an identifying number. (Some military identification cards do not contain all the required information.)

 

e. An inmate identification card issued by the California Department of Corrections and Rehabilitation, if the inmate is in custody, or any form of inmate identification issued by a Sheriff's department, if the inmate is in custody in a local detention facility.

 

f. An employee identification card issued by an agency or office of the State of California, or an agency or office of a city, county, or city and county in California.

 

Note: The notary public must include in his or her journal the type of identifying document, the governmental agency issuing the document, the serial or identifying number of the document, and the date of issue or expiration of the document that was used to establish the identity of the signer. (Government Code section 8206(a)(2)(D))

 

How are Notary fees determined?

 

All notarization fees are based on the California Government Code 8211 which allows notaries to charge a maximum of $15 per each notarized signature and an additional travel fee, which must be disclosed separate from the notary service.

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 Fees:

• State of California standard fee per notarized signature: $15 Includes: Acknowledgments, Jurats, Oaths and Copy Certification by Document Custodian

• All mobile appointments will incur a minimum $25+ travel fee that is agreed upon prior to scheduling an appointment. 

• Miscellaneous Charge – I will wait no more than 15 minutes for the signer to arrive at the scheduled appointment time.  For each 15 minutes thereafter a $15 charge will be added to the cost of service.

• If two different individuals are signing on the same document then it would be considered as two notarized signatures and the charges would be $15 each, even though as a notary I would be signing once and stamping once.

• A minimum $25 travel fee will be charged for failure to notarize due to signer not presenting acceptable forms of ID/documents/situations where signer is not in a position to sign the documents.

• Loan Docs fees determined by type.

• Jail notarizations $100 minimum.

• Forms of payment: Venmo, Zelle, Cash App, PayPal, Apple Pay,Cash, approved business checks only, and invoice available to businesses only.

• A $25 fee will be charged for any returned checks.